I help families, individuals, self-employed professionals, 1099 contractors, and small business owners find health coverage that actually fits their life — and their budget.
📅 Helping people find coverage since 2018
My specialty is self-employed individuals and small business owners — but I work with families and individuals across the country. If you're looking for a plan that fits your life and your budget, I'm your guy.
Plumbers, electricians, HVAC techs, realtors, consultants, freelancers — if you're writing your own paycheck, I'll make sure your health coverage works just as hard for you.
Tennessee residents →Running a business of 1–10 employees? I'll help you find individual or group coverage that doesn't drain your bottom line.
Adding family members to your employer's health plan can cost hundreds extra per month. Often a private plan covers your family for less — let's compare your options.
Not self-employed? No problem. Whether you're covering yourself or your whole family, I'll find the right plan for your situation.
When something goes wrong with your coverage, you're not calling an 800 number. You're calling me directly — someone who knows your name and has been doing this since 2018.
I started Fairbanks Family Insurance because I watched too many hardworking Americans go without proper coverage — not because they didn't care, but because nobody took the time to explain their options. I've been doing this since 2018, and I'm licensed across 19 states so I can help families and individuals nationwide find coverage that actually works for them.
All reviews verified on Google. 5.0 stars — see for yourself.
"I have to travel for work, a PPO was 100% necessary. Michael made the enrollment process super easy for my family and I. Would highly recommend!"
"Would highly recommend Michael and Fairbanks Family Insurance. He was very helpful and found an insurance plan for my husband and myself. Dedicated to customer service. Truly a blessing."
"Michael was very friendly, personable, informed, and efficient. He helped me get signed up for a plan that would work with my specific providers and even called them directly to confirm. Five stars!"
"I went through a difficult situation leaving my job and was stuck in a tough spot. Michael was able to explain many details/options as most of us don't truly understand about insurance! I feel so much better working with him."
"Michael is very helpful and knowledgeable. He is very friendly and cares about his clients. I highly recommend him as your insurance broker."
"Michael jumped in and helped me find the best options for my family when I needed it most. Class act and pure professional."
"The cost of my family's COBRA plan was weighing on us. FFI found us an affordable plan that checks all the boxes for coverage. Easy to work with and quick to respond. Highly recommend."
"Michael personally helped me out get all of the info I needed in my time crunch. Super communicative, knowledgeable and extremely helpful. Will be referring many."
"Michael not only knew how I was feeling BUT helped calm me down as well... Michael is the best person I talked to and was so awesomely nice. Thanks Michael for everything!"
All calls are free, no obligation. I've been helping people like you since 2018 — let me help you next.
New to working with me? Let's get acquainted, cover your needs, and see if we're a good fit — zero pressure.
Book Intro CallReady to dig in? We'll compare your options side by side and find the plan that fits your life and budget.
Book Product ReviewAlready a client? Book anytime for questions, coverage changes, or anything related to your plan.
Book ConsultationYou'll be taken to my Calendly to choose a date and time that works for you.
Fill out the form below and I'll get back to you directly — usually within one business day.
I'll be in touch soon. If it's urgent, feel free to book a call above.
Licensed and in good standing across 19 states. NPN: 18820797