Helping Americans Find Coverage in 19 States

Real Coverage.
Real Savings.
Real Support.

I help families, individuals, self-employed professionals, 1099 contractors, and small business owners find health coverage that actually fits their life — and their budget.

📅 Helping people find coverage since 2018

Michael Fairbanks and family
Michael R. Fairbanks & Family
Licensed Insurance Producer · 19 States
★★★★★ 5.0  ·  Google Reviews
Licensed in 19 States
🇺🇸 Serving Clients Nationwide
🕒 Free 15-Min Consultations
📅 Helping Families Since 2018
💰 No Cost to You
Who I Work With
I Help Everyone — I Just Specialize in You

My specialty is self-employed individuals and small business owners — but I work with families and individuals across the country. If you're looking for a plan that fits your life and your budget, I'm your guy.

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1099 Contractors & Self-Employed Professionals

Plumbers, electricians, HVAC techs, realtors, consultants, freelancers — if you're writing your own paycheck, I'll make sure your health coverage works just as hard for you.

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Small Business Owners

Running a business of 1–10 employees? I'll help you find individual or group coverage that doesn't drain your bottom line.

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Adding a Spouse or Kids to an Employer Plan?

Adding family members to your employer's health plan can cost hundreds extra per month. Often a private plan covers your family for less — let's compare your options.

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Families & Individuals

Not self-employed? No problem. Whether you're covering yourself or your whole family, I'll find the right plan for your situation.

I'm Not a Call Center.
I'm Your Neighbor.

When something goes wrong with your coverage, you're not calling an 800 number. You're calling me directly — someone who knows your name and has been doing this since 2018.

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Licensed in 19 States Nationwide
I serve your community, not a territory on a map.
💰
Most clients save $200–$500/month
I find savings and plans most people don't know are available to them.
📅
Helping families since 2018
Years of experience finding the right coverage for people just like you.
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15-minute review, zero pressure
I'll tell you honestly if what you have is already the best option.
Michael Fairbanks
Michael R. Fairbanks
Owner · Fairbanks Family Insurance Co.

I started Fairbanks Family Insurance because I watched too many hardworking Americans go without proper coverage — not because they didn't care, but because nobody took the time to explain their options. I've been doing this since 2018, and I'm licensed across 19 states so I can help families and individuals nationwide find coverage that actually works for them.

19 States Licensed Independent Agent Since 2018 19 States Licensed Small Business Specialist NPN: 18820797
Client Reviews
What My Clients Say

All reviews verified on Google. 5.0 stars — see for yourself.

5.0
★★★★★
5 Google reviews
Every client. Every review. Five stars.
100% would highly recommend
AV
Anthony Vanikiotis
Google
★★★★★

"I have to travel for work, a PPO was 100% necessary. Michael made the enrollment process super easy for my family and I. Would highly recommend!"

DG
Diana Green
Google
★★★★★

"Would highly recommend Michael and Fairbanks Family Insurance. He was very helpful and found an insurance plan for my husband and myself. Dedicated to customer service. Truly a blessing. If you're looking for insurance give him a call."

ME
Margaret S. Elkins
Google
★★★★★

"Michael was very friendly, personable, informed, and efficient. He helped me get signed up for a plan that would work with my specific providers and even called them directly to confirm. Five stars!"

Leave a Google Review
Your feedback helps other families and individuals find the right coverage.
Ready to Stop Overpaying?

All calls are free, no obligation. I've been helping people like you since 2018 — let me help you next.

📞
Introductory Call
15 minutes · Free

New to working with me? Let's get acquainted, cover your needs, and see if we're a good fit — zero pressure.

Book Intro Call
🤝
Client Consultation
Flexible · Free

Already a client? Book anytime for questions, coverage changes, or anything related to your plan.

Book Consultation

You'll be taken to my Calendly to choose a date and time that works for you.

Get In Touch
Prefer to Have Me Reach Out?

Fill out the form below and I'll get back to you directly — usually within one business day.

Thanks — Got It!

I'll be in touch soon. If it's urgent, feel free to book a call above.

Verified Credentials
State Insurance Licenses

Licensed and in good standing across 19 states. NPN: 18820797

Alabama
Accident & Health · Life
License # 3000730518
Exp: 02/29/2028
Active
Colorado
Accident & Health · Life
License # 603735
Exp: 02/29/2028
Active
Florida
Health Insurance Agent (0840)
License # G344089
Issued: 05/23/2026
Active
Georgia
Accident & Sickness · Life
License # 3234303
Exp: 02/29/2028
Active
Illinois
Health · Life
License # 18820797
Exp: 02/29/2028
Active
Indiana
Life · Accident & Health
License # 3385852
Exp: 02/28/2029
Active
Maryland
Accident & Health · Life
License # 3000411863
Exp: 02/28/2029
Active
Michigan
Accident & Health · Life
License # 0912654
Effective: 05/07/2026
Active
Missouri
Accident & Health · Life
License # 8457365
Exp: 02/17/2029
Active
Montana
Disability (Health) · Life
License # 3000717553
Exp: 02/28/2030
Active
North Carolina
Accident & Health · Life
License # 18820797
No Expiration
Active
Ohio
Accident & Health · Life
License # 1740472
Exp: 02/29/2028
Active
Oklahoma
Accident & Health · Life
License # 3000717611
Exp: 02/29/2028
Active
South Carolina
Accident & Health · Life
License # 18820797
Exp: 02/28/2030
Active
Tennessee
Accident & Health · Life
License # 2463640
Exp: 02/28/2029
Active
Texas
Life · Accident · Health & HMO
License # 2347593
Exp: 02/29/2028
Active
Utah
Accident & Health · Life
License # 737445
Exp: 02/28/2029
Active
Virginia
Health · Life & Annuities
License # 1098402
Exp: 02/29/2028
Active
Wisconsin
Accident & Health · Life
License # 18820797
Exp: 02/28/2029
Active
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